Our Lending Partners have several traditional and non-traditional loan programs available to meet your financing needs.
Renovation Loans:
FHA 203K Limited and FHA 203k Standard
USDA Renovation Loans
VA renovation Loans
Conventional HomeStyle Renovation Loan
FHA/VA/USDA/Conventional Construction Loans
Self-Employed Loan Prgrams and Other (Non-QM Programs):
12-24 Month Bank Statements (No Tax Returns)
ITIN
Asset Depletion
Foreign National
Second Chance
Non-Warrantable Condo Loans
Land Only
HELOC (Home Equity Line of Credit)
P&L ONLY
Property Investors:
DSCR 1-8 Units Mixed-Used properties OK (no income)
Fix and Flip
Investment Properties up to 80% loan to value
Broker License ID: B20161Meshia Is Broker/Owner Of Edwards Realty Co. She Has Been Serving The Real Estate Community Since 2007 And Is A Consistent Multi-Million Dollar Realtor All While Managing Her Team Of Agents. Meshia Founded And Opened The Doors To Community First Real Estate In November of 2012, Now Known As Edwards Realty Co.. Meshia Currently Holds Title Of MS Best Realtor By Jackson Free Press In 2020, Name Finalist Of The Top Top Leading Business Women By MS Business Journal In 2018, Top 20 Entrepreneurs In Mississippi in 2019 By MS Business Journal. Meshia Served As Director With The Central MS Realtors 2019-2021.Meshia Believes In Educating Herself To Be Of Better Service To Her Clients. She Currently Holds The Following Designations: Accredited Buyers Representative Specialist (ABR), Military Relocation Professional (MRP), Real Estate Negotion Expert (RENE), Graduate of Realtor Institute (GRI), Committed To Excellence (C2EX).Recreationally, Meshia Loves To Travel And Enjoy Her Family And Friends.+1(601) 956-6567 info@yourcommunityfirst.net101 Business Park Drive, Suite I, Ridgeland, Mississippi, 39157, United States

Agent License ID: 61886Ken Gilner, a Jackson MS native, graduate of Mississippi State University and MBA from Jackson State University. He is a former College of Business faculty Instructor and member of Alpha Phi Alpha Fraternity Inc. He brings to the table a willingness to help investors and homeowners buy and sell. Outside of his wide professional abilities, he enjoys learning about aviation, automotive and officiating high school football.
Agent License ID: S60101La Shonda Catchings, a Jackson, MS native, holds degrees from both Tougaloo College and Jackson State University. A distinguished member of Zeta Phi Beta Sorority, Inc., La Shonda dedicated 26 years to educating others before embarking on her successful real estate career. Drawing from her rich background in education, she aspires to guide clients towards realizing their dreams of home ownership. Beyond her professional pursuits, La Shonda finds joy in reading, indulging in retail therapy, and passionately cheering for her favorite sports teams+1(601) 937-1089 lcatchings@edwardsrealtypro.com101 Business Park Drive, Suite G, Ridgeland, 39108, USA
https://lashondacatchings.yourcommunityfirst.net
Agent License ID: S-57932Lenetta has always had a passion for helping others. Being in the mental health field for over15 years has allowed her to do just that. She is now extending that passion to real estate. As a realtor, her first, priority is to make her clients happy. She will strive to ensure that the buying and/or selling process is easy, fun, and stress free. Lenetta understands that your home is more than just a place to live it is where you make long lasting memories. Lenetta looks forward to making that dream a reality. contact her today for all, of your real estate needs at 601.658.7003.+1(601) 658-7003 lrussell@edwardsrealtypro.com101 Business Park Drive, Suite I, Ridgeland, Mississippi, 39157

AgentShelene Perkins has a background in paralegal studies and over 11 years of combined experience in law and banking, Shelene brings strong negotiation skills, keen attention to detail, and valuable financial insight to every real estate transaction. She is people-focused, driven by hard work and dedication, and believes in keeping the journey enjoyable along the way. Shelene thrives under pressure, stays goal-oriented, and approaches every challenge with determination and a solution-focused mindset. Her passion is helping others succeed while making the buying or selling process smooth, informed, and stress-free.Outside of real estate, Shelene enjoys reading, traveling, and creating lasting memories with family and friends.+1(601) 665-3118 sperkins@edwardsrealtypro.com101 Business Park Drive, Suite G, Ridgeland, MS, 39157, USA
Agent License ID: S-62045Sonya is proud graduate of Jackson State University with a Bachelor of Science degree, she brings a strong foundation of professionalism, leadership, and service to my career as a REALTOR®. As a wife and mother, Sonya understand the importance of finding not just a house, but a place to truly call home. Her background in management and human resources across both retail and manufacturing has equipped me with exceptional communication, negotiation, and problem-solving skills that help clients feel confident throughout every step of the real estate process.She is passionate about helping individuals and families achieve their real estate goals while providing a personalized and trustworthy experience. Outside of work, Sonya enjoys spending time outdoors, soaking up the summer season, enjoying desserts, and trying new adventures.+1(601) 497-9228 scaffey@edwardsrealtypro.com101 Business Park Drive, Suite G, Ridgeland, 39157, USA
